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Cincinnati Mortgage Rates – Getting the Best Options

The mortgage rates Cincinnati have been stable in the last few months, though we are seeing some increases in certain types of loans. Looking at the average Cincinnati mortgage rates, the a fixed, 30 year loan is at a rate of 3.65% which is a slight increase compared to how it was previously. The rates for fixed 15 year loans… Continue reading

Non Owner Occupied Mortgage Rates

Do you know that the non owner occupied mortgage rates tend to be higher compared to those properties that the owner actually live in to? For some, the idea of applying a much higher rate for the rates seems unfair, but let us clarifies things first: there is a reason why the non owner rates are considerably higher than a… Continue reading

Qualifying in a No Appraisal Refinance

In the past, the HARP or the Home Affordable Refinancing Program was designed to help people ON THE VERGE of getting under water with their mortgage, now that the HARP has been revitalized with the no appraisal refinance feature, it is possible for most people who have already turned upside down with their mortgage to turn down side up again,… Continue reading

Mortgage Rate vs. APR – Debunking the Myth

While man cannot live on bread alone, mortgage research cannot live interest alone, too. There is always that mystery to many beginners what the difference between an APR and interest is. The mortgage rate and APR battle is not really a battle of comparison, but a cry for enlightenment. The two variables, APR and mortgage rate are both crucial in… Continue reading

How Much Does It Cost to Refinance a Mortgage?

Determining how much does it cost to refinance a mortgage can be a bewildering experience for someone who is not yet indoctrinated in this concept. Sometimes, interest rates drop considerably and there are some people who are afraid of their mortgage going under the water, risking foreclosure. Refinancing is a good way of restructuring the loan and offering a possibly… Continue reading

Tips on Getting Preapproved for a Mortgage

It takes a certain level of understanding before one can embark on a quest to buy a home. A trip to the bank or lending company is already like going to Mordor. There are so many things to consider and getting preapproved for a mortgage does not really mean that you will get a loan. A preapproval is ideal to… Continue reading

Comprehensive Mortgage Calculator

The comprehensive mortgage calculator is a unique tool that is ideal for any individual seeking to know how much they will have to pay through the life of their mortgage. The mortgage calculator is a useful tool for those who are trying to project how much they have to pay annually for mortgages or the breakdown of their payments in… Continue reading

Condo Mortgage Calculator – Determine Your Monthly Payments

Mortgage is practically the same in concept no matter what type of home you are buying, as long as your intention is to buy, and not to rent. Condominium units are high rise living spaces popular to young professionals and those who prefer high rise living and urban settings compared to having their own lot and home. Getting a condominium… Continue reading

Home Loan EMI Calculator – Determine Your Monthly Payments

Before utilizing the home loan EMI calculator, let us first have a greater insight about what EMI is. EMI stands for Equated Monthly installment. This is a fixed payment that is made by the borrower to the lender at a specified date each month. The EMI is utilized to pay off the interest as well as the principal each calendar… Continue reading

Weekly Mortgage Calculator – Manage Your Payments More Accurately

Mortgage payments can be fun, if you know you are winning. Let’s face it: not all of us were able to get the best mortgage rates. For most of us, it is a done deal we can just hope to refinance the mortgage at a lower rate. However, we cannot always rely on refinancing. We can opt to try paying… Continue reading

Bad Credit Mortgage Loans Guaranteed Approval

When you have bad credit, you feel depressed since you know that your chances for conventional mortgage financing are limited. Let’s face it: bad credit has a big influence on how lenders look at people. Forget that you have the money to buy a home. If your credit report and score are bad, they will question your capability to keep… Continue reading

Mortgage APR Calculator – Make the Best Choice

We always hear APR when we look at mortgages, but what exactly is this term? Before we get acquainted about the mortgage APR calculator, let us first understand what APR is and how it affects your mortgage. When applying for a mortgage, the lender is required to tell you about the interest rate as well as the annual percentage rate.… Continue reading

Apply for Mortgage – Important Things to Manage

Before you can unpack your things and call a house, your home, you need to apply for mortgage. Nowadays, there is a standard that most lenders follow for those borrowers who would like to get a mortgage. Nowadays, getting a loan is very complicated since there are specific loans designed not to show their income, while there are others who… Continue reading

How Does a Mortgage Work?

The concept of buying a home has always been part of the American Dream but before that was possible, only a few privileged individuals, families and organizations have the power to purchase land or buy a home. At the early half of the 20th century and way before that, if you cannot make a lump sum payment, you cannot own… Continue reading

No Income Verification Mortgage – Advantage and Risks

Not all of us work in a 9-5 shift. Some of us pursue lives as freelancers or as business owners or those who work at flexible times. Being independent from the regular hustle and bustle of the corporate life can be liberating but it also puts you at a disadvantage in terms of qualifying on loans or getting a mortgage.… Continue reading

Biweekly Mortgage Calculator With Extra Payments

When it comes to paying mortgages, you have to be skilled. You do not need to be a mathematician to do that; you just have to have the right knowledge and understanding of basic concepts. For example, by default, we pay mortgages once a month and this is what we call a monthly payment. But what if you decided to… Continue reading

Mortgage Paydown Calculator – Improve Your Payment Strategies

When it comes to mortgages, it is all about being strategic with your payments. Sometimes, it takes just a couple of additional dollars per payment to reduce your payments. If you already have mortgage, you have to make that decision especially as you start lowering your debt problems. For someone who is about to get mortgage, understanding your payment strategies… Continue reading

Getting a Mortgage After Bankruptcy

In the past, when you say Bankruptcy or foreclosure, there is a negative stigma; like you have an incurable disease or that you are already heading for the dumps. However, that is not the case anymore especially since the number of options in getting a mortgage after bankruptcy is already expanding. With the help from the national economy and the… Continue reading

Enjoy Cheap Mortgage Rates

You may not feel it, especially those who are yet to buy a home, but cheap mortgage rates are very common in the US. In fact, today’s generation is experiencing the massive shift in low mortgage rates. In the last few months, the US has experienced the lowest recorded rates due to the continuous lowering of Treasury bonds. According to… Continue reading

Utilizing the Chicago Mortgage Rates

According to statistical records, mortgage rates Chicago has been seeing a slight increase in rates which is quite a rare occurrence in the last few weeks but the overall mortgage rates in Chicago are still fairly low. According to reports, around 36% of mortgaged homes in Chicago carry mortgage of about $1000 up to $1500 each month. The price is… Continue reading

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